Thursday, September 6, 2012

Six Flags... for FREE? Yippee! Yippee!

Six Flags is honoring the men and women currently serving by hosting Military Appreciation Days!
Active and reservist members of the U.S. military can present their current military identification cards at any of the Six Flags Over Georgia ticket windows September 15-16 and 22-23 to receive complimentary admission for themselves and up to two dependants!

If an individual serving in the military is deployed during these dates, their spouse and up to two dependants may receive complimentary admission during Military Appreciation Days. The spouse must present a current military identification card.

For more information regarding Military Appreciation days at Six Flags, please go to:
http://www.sixflags.com/overGeorgia/events/MilitaryAppreciation.aspx

And remember that any member of Fort Gordon and Community Credit Union can get discounted Six Flags tickets, as well as Carowinds and White Water, any time of the year that the parks are operating. Just visit either of our branches, on post or 324 Belair Rd in Martinez to snag your discounted park tickets!

Thursday, August 9, 2012

Credit U

Here at FGCCU we love seeing youngsters come in with their parents or guardians to set up Junior Accounts. It's a great way to instill in our youth the importance of saving and begin, what we hope to be, a long lasting relationship between our newest member and this credit union. In the blink of an eye, children grow from bright eyed children with a ziplock bag or piggy bank full of change to deposit to teenagers with their sights set on a first set of wheels. And whatever their plans are post high school, we, as parents hope to send them out into the world with some kind of financial stability, whether it's enough money for a deposit on their first apartment, a college fund, or money set aside for those inevitable rainy days.
And equally important, we want to prepare our children to understand ... how to budget, how to save, how to establish credit and be responsible with credit. Mistakes and bad decisions are going to be made, but sometimes that's how we learn. Who has ever overdrawn that first checking account, and then realized the important of tracking and recording every transaction? Probably quite a few reading this post. But how many of us left the nest understanding credit scores, the impact of interest rates on loans or credit cards or the basics of investing? (I hear crickets....)
So it's back-to-school time, and a perfect opportunity to start the school year off with a little financial training.
High School age? 18, 19, 20+ years old? Read on....
Whip out your iPad or get comfy in front of your computer. No lectures on balancing a checkbook with a registry and pencil....We're going to give you a few websites that can make financial planning and education a little less boring, maybe even fun and social.

Mint.com : Link it to your accounts for automatic updates, set up a budget and financial goals, track progress, get alerts on over-spending or low account balances.... visually see how your money is coming and going. It's totally user-friendly, offers a smartphone app, and it's free.  


Payoff.com : Another freebie site, Payoff.com has a lot of the same features as Mint.com but bonus... it's like a game. Earn badges and " Cash Sur-prizes" for reaching goals.  Facebook friends can share their "dreams" (not personal financial information), tag each other and comment to make this site social and interactive.
Money Talks : A site geared towards teens by the University of California, it allows readers to play games, take quizzes, watch videos and download easy-to-follow guides on financial education topics, such as "Keys to Credit" and "My Money Personality"

In the spirit of the credit union movement and "People Helping People", Fort Gordon & Community Credit Union is here to help guide and educate members of all ages. We give presentations to groups of young people throughout the community, and we're here if you just want to call or pop in to give some one-on-one financial education. High school or college students interested in diving in and learning more about the behind-the-scenes of the financial industry are welcome to contact Brooke Willis at (706) 262-7927 for opportunities on volunteering, marketing panels, and community outreach.

Tuesday, July 24, 2012

Bye-Bye, July

The end of July and beginning of August could mean a couple of things to you:

1) Back to School
Richmond County starts back August 13 and Columbia County starts back August 7. In fact, there is a Back to School Festival in Columbia County this Saturday. Have you walked into a big box retail store lately? You can't miss the signs that the new school year is right around the corner.
Before you have to load the kids up on the bus with backpacks full of supplies, how about one last summertime hurrah at MWR's Family Fun Day on August 4th? Relax with the family at Pointes West's sandy beach while enjoying live music, games and food vendors.
Need a little help with expenses this time of year? FGCCU is offering our annual Back to School Loan: $1,000/month for 10 months at 10% APR, available August 1-September 29. For more details, check out the ad in our July 2012 Newsletter available online.

2) Heat and Humidity
We are right in the middle of the hottest temperatures of the year, according to the Weather Almanac webpage (mid to late July and mid August). SmartMoney.com lists out some things you can do to use less electricity and create a more energy-efficient house, such as sealing doors and windows, programming your thermostat, clean air filters, etc... pretty simple and low-cost solutions. And for bigger projects or alterations, such as landscaping for more shade, replacing insulation or energy-efficient windows, keep in mind, FGCCU offers a low rate discount for "Green" home improvement projects!

Are you mourning the end of summer fun, or begging for fall to arrive early and relieve you from the heat?  What else does this time of year signify for you?

Thursday, July 19, 2012

Rainy Days

I'm listening to the sound of thunder outside, which seems like a regular thing these days. I love a good rain storm!
But "rainy days" aren't always something we look forward to. Have you been "saving for a rainy day?" An article in U.S. News points out that in order to be successful in delaying gratification when it comes to saving vs. spending, you must be able to connect to your future-self. But at the same time, don't forget to enjoy the present. It's a balancing act.
Fort Gordon and Community Credit Union can help. We can give guidance through community and member education about smart saving habits and what plan is the best for you and your family. We also have several options for preparing for that rainy day, retirment, vacation, holiday or major life event down the road.
Here's a look at what we currently offer:

Our Share Account is our basic savings account which requires a minimum $30 deposit.

And it's never to early to start saving... we offer Junior Accounts for children under age 18, which only require a $5 minimum deposit and our new young members can pick a prize out of the toy box!

The Christmas Club Account allows you to save for your Holiday season while earning some extra interest. This Account requires a $5 minimum deposit. Christmas in July? Now's the time to start planning for those fast approaching holiday expenses.

Our Premier Account is for those who keep at least $2,500 in their savings at all times. This allows you to receive a higher interest rate than our share account.

FGCCU offers both Roth and Traditional IRA accounts. It is never too late to start saving for your future.

FGCCU also offers Certificates of Deposit along with both Roth and Traditional IRA's. We offer both in 12 month, 18 month, and 5 year terms. For more information on all of our accounts please see our products and services tab.

*Annual Percentage Yield. For rate information or to speak with a Member Service Representative, please call (706) 793-0012.

Wednesday, July 11, 2012

Summer Reading


Whether you're vacationing, or just enjoying the longer days, Summer is a great time to catch up on that mental list of books you've been meaning to read over the past year. You can sign up for the Summer Reading Program at Woodworth Consolidated Library and enjoy events such as this:
Thurs, 19 July, 5:30pm: Indie Publishing with Wren!
Learn the basics of independent publishing and howto sell your book to major eBook retailers. Ages Teens & Adults.
Or you could take book choice advice from Oprah with O Magazine's Summer Reading List or the Book Club 2.0.
If you're an Amazon.com user already for book orders or Kindle purchases, you're familiar with their Suggested Reading feature. I've taken Amazon up on their suggestions a few times. I recently discovered (thanks to a colleague) a Facebook page that updates you daily on free (yes, we love FREE) Kindle book downloads... EReader News Today.
Hey, you know what else on Facebook is awesome? FGCCU.  Just sayin'. :)
I came across a list of fabulous services on the Prescott Public Library website, such as NoveList and GoodReads.com, which help you pick your next read or provide forums for discussion. And speaking of discussion, if you're looking for a real live Book Club to join, seach on MeetUp.com for groups in our area, such as The Augusta Book Club Meetup. Then of course you can always just ask your neighborhood librarian or book shop for information or suggestions on Book Clubs. Recently I was at the pool and saw a woman reading a book I just finished. I couldn't help but ask her how she was liking it, which lead to a really nice conversation with a total stranger. Funny how books can bring people together.
Here's hoping you have a little relaxing time to open a book (or turn on your tablet) to find a new page-turner. What are your favorite books of all time, or one you recently discovered and couldn't put down?

Friday, June 22, 2012

A Pin-worthy Independance Day


Have you made your July 4th plans yet? Fort Gordon celebrates in a big way at Barton Field on the 3rd for music, food vendors and an amazing fireworks display. That still leaves July 4th open for plenty of relaxation, family time and honoring the brave that keep our country free.
I've been planning a family get-together at the lake. I can't resist a theme, and I want to do every single fun idea I find on Pinterest for food and decor. Seriously, log into Pinterest and search "July 4th ideas". Its like a red, white and blue idea-overload! Here are some of my favorites:

Slice into a cake that looks like a flag on the inside

Patriotic painted banner made of burlap

Utensils+napkin+cup all in one

Red, White and Blue candied apples with sprinkles!


So in reality, I went to Dollar Tree and bought some decorations and we will be eating with plasticware because we'll be at the lake.. Easy+cheap. And I'm not going to make that flag cake, because that's beyond my culinary skills. And I'm just not going to transport those candied apples up to the lake, plus I don't want to lose any teeth this July 4th. So fun in theory, though!
But here are some of the ideas I can swing:

Stick a sparkler through the bottom of a red Solo cup to protect little ones' hands

Red fruit punch on the bottom, blue Gatorade in the middle, diet 7-up or sprite on top. You can also do a big batch of this in a large drink dispenser

Even I can't mess up rice krispie treats

Super easy fruit


I'm pretty sure as long as the weather is sunny, the kids can be in the water as much as possible, and I keep everyone well-fed, our July 4th get-together will be a success. But it's always fun to try some new and special ideas for the holiday!
If you're looking for a little extra excitement in July, check out our Loan Extravaganza promotion. It actually runs until October, but we'll be starting it off with a bang beginning of July!
For more details, click the ad below to view larger:

Thursday, June 14, 2012

Celebrating 237 Years of the United States Army!

Today we celebrate 237 years of American soldiers keeping our nation strong.  To download Army ringtones, birthday videos, or even a children's book about the United States Army's birthday, visit www.army.mil/birthday
Fort Gordon and Community Credit Union wishes the United States Army a happy birthday! We are thankful for you every day of every year.